Retire for Less With the Panama Pensionado Visa



Get Real Support and Real Results With Agroup Consulting.

Enjoy permanent legal residency in Panama with just $1,000 in monthly pension income. Apply Pensionado Visa with us, a firm specialized in helping retirees and pensioners in Panama, and secure fast-track approval, lifetime benefits, and expert legal support.

Why Retire with the Panama Pension Visa?

The Panama pension visa offers one of the most generous retirement programs in the world. Designed for retirees looking for a stable, tropical, and low-cost lifestyle, this visa gives you everything you need to live better for less.

Here’s why retirees are choosing Panama:

  • Low cost of living and access to top-tier healthcare
  • US dollar as official currency
  • Tropical climate with modern infrastructure
  • Political stability and personal safety
  • English widely spoken
  • Easy international travel
  • Exclusive discounts for retirees, including 50% off entertainment, 25% off airline tickets, and up to 50% off hotels from Monday to Thursday

What Is the Pensionado Visa Panama?

The pensionado visa Panama grants permanent residency to foreigners with a stable lifetime pension. It’s one of the most accessible and attractive programs for retirement worldwide.

Once approved, the visa of pensionado in Panama gives you permanent legal status, deep discounts, peace of mind, and the possibility to obtain Panamanian citizenship in the future.

Panama Pensionado Program Benefits Explained

  • Permanent residency with no renewals.
  • Import tax exemption on household goods (up to $10,000).
  • Tax break on importing one personal vehicle
  • Discounts on airfares, healthcare, restaurants, and more
  • Access to high-quality, affordable medical services
  • No tax on foreign-earned income.
  • Eligibility for Panamanian citizenship after five years
  • Spouses and children under 25 can be also included as dependents and receive permanent residency

These are just some of the panama pensionado benefits that make this program ideal for global retirees. To see the full list, visit our article on the benefits of the Pensionado Visa in Panama here.

Who Can Apply for the Panama Pensioner Visa?

The Panama pensioner visa is designed for individuals who are officially retired and receive a guaranteed lifetime pension. To qualify, you must meet the following basic requirements:

  • Show proof of at least $1,000 USD in monthly lifetime pension income
  • Be officially retired or receiving a permanent pension
  • Add $250 per month for each dependent, such as a spouse or children

The Panama visa of “Pensionado” is available to applicants from many countries, including the United States, Canada, the United Kingdom, and others. Your pension income must be for life, and the official pension certificate must be authenticated by the Panamanian consulate or the Ministry of Foreign Affairs in your home country. If you are applying from the US, Canada, or the UK, our local offices can guide you through the process of obtaining this certificate quickly and easily.

Panama Pensionado Visa Requirements

To qualify, you must meet the official panama pensionado requirements, including:

  • Pension letter from a government or private institution
  • Police record, apostilled
  • Valid passport and passport-sized photos
  • Proof of address
  • Health certificate issued in Panama
  • All documents legalized and translated if needed

Meeting all Panama visa requirements can be simple, when handled correctly. That’s what our visa consultant does best.

Need Help? Talk to a Pensionado Visa Lawyer Today

At Agroup, we work with top immigration attorneys specialized in the Visa applications, with a 0% denial rate. Get to know them below.

How to Apply for the Panama Pensionado Visa

1. Prepare Your Documents

Our visa advisor helps you collect, translate, and legalize your pension letter, passport, police clearance, and health certificate.

2. Work with Our Legal Team

By law, the Panama visa pensionado application must go through a licensed law firm or immigration attorney.. Our lawyers will take care of the full process.

3. Enter Panama and Submit

Arrive as a tourist. From airport pickup to government filing, we manage every step and accompany you to the immigration office.

4. Receive Your Permanent Residency

In most cases, you’ll get your permanent ID card (Cedula) in 2 or up to 4 months.

What does the Pensionado Visa Cost?

The pensionado visa cost depends on whether you apply alone or with dependents. Expect:

  • Legal and government fees between $1,500 and $3,000
  • Additional costs for notary, translations, and document processing

We provide clear pricing and help you avoid delays or overpaying. With us, the cost is fair and fully transparent. Contact us.

Can I Include My Family?

Yes. The visa de pensionado Panama allows you to include your spouse and dependents. You’ll need to show an extra $250 per month for each dependent.

Only spouses and children under 25 can be added as dependents.

Everyone included in your application will receive lifetime permanent residency under the Panama pensionado visa.

What we can do for you.

We’ve helped hundreds of retirees relocate with confidence through the Panama pensionado visa. Here’s why they choose us:

  • Licensed immigration attorneys working with us.
  • English-speaking support at every step
  • Full integration support, including help choosing where to live and adapting to Panama
  • Airport pickup and full application handling
  • Transparent fees and lifetime legal support
  • 0% rejection rate with qualified clients

We are more than immigration advisors. We’re relocation experts focused on retirement in Panama.

What our clients say.

Hear from those who have experienced our exceptional services.

Getting my Panama pensionado visa through Agroup Consulting was the smartest decision I’ve made. They explained every step in plain English, helped legalize my documents, and even picked me up from the airport. I now have permanent residency and enjoy discounts on everything from medicine to airline tickets.

Pensionado Visa

Michael Rivera – USA

I thought applying for the visa de pensionado Panama would be stressful, but Agroup made it effortless. Their legal team was fast, honest, and always responsive. Now I’m enjoying the Panama pensionado visa benefits and living comfortably on my pension in a tropical paradise.

Linda Matthews – Canada

The pensionado visa Panama cost was exactly as they quoted – no hidden fees, no surprises. What impressed me most was the personal care. Agroup’s lawyers handled everything while I relaxed in Panama. Thanks to them, I now hold my Panama pensioner visa and couldn’t be happier.

James O’Connell – United Kingdom

“From start to finish, Agroup Consulting gave me full confidence in the Panama visa pensionado process.” Their support was detailed, professional, and human. I felt secure every step of the way. If you’re retiring abroad, this is the pension visa Panama team you want.

Carmen Silva – Spain

Frequently Asked Questions

How much income is needed for the Panama pensionado visa?

You need at least $1,000/month in lifetime pension income, plus $250 for each dependent.

Do I have to live in Panama full time?

No. With the pension visa Panama, you only need to visit Panama once every two years to maintain your residency.

Can I work in Panama with this visa?

No. The Panama pensionado visa does not allow you to work in Panama, but you can receive income from abroad or passive investments or own a Panamanian Company.

How long does the process take?

Most clients receive their permanent residency within 2 to 4 months, depending on document quality and processing speed.

Apply for the Panama Pensionado Visa Today

Let Agroup Consulting make your retirement dream a reality.
We’ll help you apply for the Panama pensionado visa from start to finish — with full legal support, step-by-step guidance, and a 0% visa denial rate for qualified clients.

Live better. Spend less. Retire smarter with the Panama Pensionado Visa.

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