Panama Passport by Investment – The Smartest Move for a Global Future

Start your application from Day 1 with expert legal guidance.

In this guide, you’ll learn what the Panama travel passport by investment really is, who qualifies, how to apply, and what it means for your global freedom. This is your legal and practical roadmap, no fluff, no marketing gimmicks, just facts backed by experts in international migration and legal compliance.

What Is the Panama Passport by Investment?

There is no direct “passport-for-sale” program in Panama like in some Caribbean nations. Instead, Panama offers a fast-track to permanent residency through investment, which can later lead to citizenship and a passport. This is commonly referred to as “passport by investment,” although the passport comes only after fulfilling naturalization requirements.

Why Investors Choose Panama

Panama is one of the safest and most stable countries in Latin America, both politically and financially. It offers:

  • A territorial tax system – no taxes on income earned abroad
  • A stable US-dollar economy
  • Fast-growing real estate and business markets
  • Visa-free access to over 140 countries with a Panamanian passport
  • Path to second citizenship without renouncing your current one

Investment Options That Lead to a Panama Passport

To begin the path to a passport, you’ll first need to secure permanent residency through one of Panama’s approved investment routes:

Qualified Investor Visa (Fastest Path)

  • $300,000 in real estate (raised to $500,000 starting 2026)
  • Alternative: $500,000 in Panama’s stock market or $750,000 in a fixed-term deposit

Key benefit: Residency granted within 30 days

Reforestation Investment

  • $100,000 minimum in an approved teak or reforestation project
  • Slower path, but ideal for sustainable investors

Panama Friendly Nations Visa (Investment route)

  • $200,000 real estate purchase
  • Open to citizens of eligible countries, including the U.S., U.K., Canada, Australia, and others

Requirements to Start Your Legal Path to a Panama Passport

You must meet the following conditions to start your investment residency process:

  • Be over 18 years old
  • Have a clean criminal record
  • Make a qualifying investment in one of the approved categories
  • Provide proof of income or funds
  • Submit due diligence documentation and notarized legal forms

The Legal Process to Get Your Panama Passport

The path to your Panama passport begins with securing permanent residency through investment. This entire process must be handled through a licensed Panamanian immigration lawyer, as required by law. Here’s how it works:

 
 
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Hire a Licensed Immigration Lawyer

Panama law requires that all foreign applicants go through a local attorney. Your lawyer will guide you through each legal step and handle all filings with immigration authorities.

Choose Your Investment Route

Select from real estate, fixed deposit, or reforestation — depending on your goals and timeline.

Open a Bank Account in Panama

A local account is necessary to fund your investment and demonstrate financial ties to the country.

Transfer Funds and Finalize the Investment

Your lawyer will help you execute the contracts and provide proof of investment.

Submit Your Residency Application

All documents, background checks, and investment proofs are submitted through your legal representative.

Receive Your Permanent Residency Card

Under the Qualified Investor Visa, approval can be granted in as little as 30 business days.

Submit Your Residency Application

Under the Qualified Investor Visa, approval can be granted in as little as 30 business days.

Fulfill the Residency Period

Maintain your legal status in Panama for 3 to 5 years, depending on eligibility.

Apply for Naturalization and Your Passport

Once you meet the residency requirement, your lawyer will file your citizenship application and manage the final passport process.

Our team handles all steps, including bank introductions, legal filings, property inspections, and citizenship paperwork.

 

⚠️Warning:

The steps outlined above reflect the process carried out exclusively by our attorneys, backed by more than 15 years of experience and a record of 0% visa rejections. Thanks to this expertise, most applications are finalized in just 3 days. Working with traditional firms often results in longer waiting times, and incomplete documentation can significantly increase the risk of delays or even a visa denial.

Immigration Lawyers Who Handle Everything for You

Meet your legal allies, experts in Panamanian immigration law, fluent in English, and dedicated to helping remote professionals move to Panama with confidence.

 
Immigration attorney at Agroup
germany
Spain
US

Dagmar H.

Immigration Attorney

Immigration Attorney
US
Spain

Luis A.

Paralegal

Panama´s Top Immigration Attorneys
US
Spain

Ana D.

Immigration Attorney

Who Should Consider This Program?

This legal path is ideal for:

  • Investors and entrepreneurs seeking global mobility
  • Families looking for a Plan B passport in a neutral, friendly country
  • Americans and Europeans wanting to optimize taxes while living abroad
  • Retirees interested in residency and eventual citizenship
  • Asset protection seekers using legal offshore tools
Why Clients Trust Us With Their Citizenship Journey
Hear from those who have experienced our exceptional services.
Google Review
Daniel Golden Visa review
Daniel

UK

“Applied for the Golden Visa in Panama and had a great experience. The lawyer Agroup connected me with was sharp, efficient, and knew exactly what to do. Everything was handled professionally. Thank you.”
 
Melissa Panama golden visa review
Melissa

USA

“I applied for permanent residency in Panama and a friend recommended Agroup. They were professional, responsive, and really knew the visa process well.”
Gordon's Golden visa in panama review
Gordon

Canada

“This firm helped me a lot with my visa process. Clear communication, no surprises, and they really made the process easy.”

Frequently Asked Questions

1. How long does it take to get a Panama passport through investment?

You can obtain permanent residency in as little as 30 days, but the passport comes after 5 years of legal residency (3 years if married to a Panamanian). The timeline depends on your chosen route and residency compliance.

Yes. While Panama law requires a renunciation oath during naturalization, it does not enforce it with other governments. So, in practice, Panama allows dual citizenship for most applicants.

Absolutely. You’re not buying the passport directly, you’re investing in Panama, obtaining legal residency, and following the official steps toward citizenship. It’s a fully legal and internationally recognized process.

4. How much to invest in Panama to get citizenship?

To begin the legal path to citizenship, you must first invest a minimum of $300,000 in real estate or approved financial instruments to obtain permanent residency. After holding residency and fulfilling the legal stay requirements, you may apply for naturalization and eventually a passport.

While Panama offers a legal path to citizenship by investment, it is not the fastest globally. Countries like Dominica, Saint Lucia, and Vanuatu provide direct citizenship programs within months. Panama requires a residency period first, making it more secure but longer-term.

A standard Panamanian passport costs $190.00. This includes a $90.00 money order payable to the Panamanian Consulate and a second payment made during your appointment with the Panama Passport Authority. The fee applies after you’ve legally acquired citizenship.

Let’s Make Your Global Freedom Official

If you’re ready to start the journey toward second citizenship, our team at Agroup Consulting is here to guide you, from investment strategy to passport delivery.