Panama Citizenship by Investment: Gain a Second Passport Through a Capital Contribution

Start your Panama citizenship process today. Our team will handle every step from start to finish

 

Looking for a stable, secure, and tax-friendly country to invest in? Panama might be your answer. While Panama doesn’t offer an instant citizenship-by-investment program like some Caribbean nations, it does offer a powerful route: Panama citizenship by investment through long-term permanent residency.

What Is Panama Citizenship by Investment?

Panama citizenship is not granted immediately. Instead, investors first obtain permanent residency through one of Panama’s approved investment programs. After maintaining this status for a minimum of 5 years, you can apply for naturalization and gain citizenship.

This makes Panama an ideal long-term solution for:

  • Investors seeking a second passport from a politically stable country
  • Families looking to establish roots in Latin America
  • Entrepreneurs interested in global expansion
  • High-net-worth individuals focused on asset protection and territorial taxation

Why Choose Panama for Investment-Based Citizenship?

Panama stands out among other countries offering residency and citizenship options. Here’s why:

  • Territorial tax system: Only local income is taxed. Offshore income is tax-exempt.
  • U.S. dollar economy: Panama uses the U.S. dollar, which offers currency stability.
  • High-quality banking system: Globally connected and investor-friendly.
  • No military, low crime rate: Ideal for families and retirees.
  • Freedom of travel: Panamanian passport allows visa-free travel to 140+ countries.

How the Panama Citizenship by Investment Program Works

To qualify for the Investment program for Panama citizenship, you must first apply for permanent residency by investing in one of the country’s approved economic sectors. After 5 years of uninterrupted legal residency, you become eligible to apply for naturalization.

Approved Investment Options Include:

  • Real estate investment (minimum of $300,000, can be residential or commercial)
  • Bank deposit in a Panamanian bank (at least $750,000 held for five years)
  • Reforestation investment (as low as $100,000 in government-approved sustainable projects)
  • Business investment through company formation or job creation

Once your investment is approved and your residency is granted, the 5-year naturalization clock begins.

Legal Requirements to Apply for Panama Citizenship After Investment

To qualify for naturalization after your investment:

  • You must maintain legal permanent residency for at least 5 years
  • Demonstrate economic ties through your investment
  • Show basic knowledge of Spanish and Panamanian history
  • Have a clean criminal record
  • Prove integration into Panamanian society (e.g., through property, social ties, or family presence)

Our team can guide you through each step, including language and cultural requirements.

How to Start Your Panama Investment Citizenship Process

If you’re ready to take the first step, here’s how the citizenship by investment panama process typically works:

Over 15 years of experience
Sucessful Clients
Zero Percent Visa Denials

Hire a Legal Consultant

We’ll help you choose the best investment option based on your goals and risk tolerance.

Complete Your Investment

You’ll make the required financial contribution (real estate, bank deposit, etc.) and gather all required documents.

Apply for Permanent Residency

With our legal team, you’ll file your application with Panama’s immigration office.

Maintain Residency for 5 Years

As a permanent resident, you’ll need to spend at least some time in Panama annually and comply with immigration requirements.

Apply for Citizenship

After 5 years, you can submit your naturalization request and obtain a Panamanian passport.

⚠️Warning:

The steps outlined above reflect the process carried out exclusively by our attorneys, backed by more than 15 years of experience and a record of 0% visa rejections. Thanks to this expertise, most applications are finalized in just 3 days. Working with traditional firms often results in longer waiting times, and incomplete documentation can significantly increase the risk of delays or even a visa denial.

Meet the Experts Who Will Represent You

Work with experienced, English-speaking Panamanian immigration lawyers who specialize in helping remote professionals move to Panama. More than a service, they’re your trusted legal partners.

 
Immigration attorney at Agroup
germany
Spain
US

Dagmar H.

Immigration Attorney

Immigration Attorney
US
Spain

Luis A.

Paralegal

Panama´s Top Immigration Attorneys
US
Spain

Ana D.

Immigration Attorney

Is Panama Investment Citizenship a Good Fit for You?

This path is ideal if you’re looking for long-term benefits in a stable, tax-efficient country. You gain freedom, legal security, and the ability to live, retire, or do business in Panama. However, if you’re not sure whether this visa is right for you, you should see what other applicants are saying below, their stories might help you decide.

What Our Clients Say About Their Citizenship Journey
Hear from those who have experienced our exceptional services.
Google Review
Daniel Golden Visa review
Daniel

UK

“Applied for the Golden Visa in Panama and had a great experience. The lawyer Agroup connected me with was sharp, efficient, and knew exactly what to do. Everything was handled professionally. Thank you.”
 
Melissa Panama golden visa review
Melissa

USA

“I applied for permanent residency in Panama and a friend recommended Agroup. They were professional, responsive, and really knew the visa process well.”
Gordon's Golden visa in panama review
Gordon

Canada

“This firm helped me a lot with my visa process. Clear communication, no surprises, and they really made the process easy.”

Frequently Asked Questions

1. How long does it take to get Panama citizenship through investment?

You must hold permanent residency for at least 5 years before applying for citizenship. The naturalization process may take several additional months depending on document processing and interviews.

Yes, but with conditions. While Panama officially requires renouncing other nationalities, in practice, many countries (including the U.S.) allow dual citizenship. Panama does not strictly enforce renunciation unless the applicant is from certain countries.

Yes. Spouses and dependent children can be included in your residency application. They must also maintain their status for 5 years before applying for citizenship.

To start your path to citizenship, you must invest at least $300,000 in real estate, a time deposit, or a reforestation project under Panama’s investment residency programs. This grants you permanent residency, which you must hold for 5 years before applying for naturalization.

5. Is it hard to get citizenship in Panama?

Panama has a clear legal process for citizenship, but it’s not instant. You must maintain legal permanent residency for five years, show ties to the country, and meet basic language and integration requirements. The process is manageable with proper legal guidance.

Yes, Panama citizenship gives you the right to live and invest tax-efficiently in a stable country. You also gain a strong passport with visa-free access to over 140 countries, plus the flexibility of dual nationality in most cases.

No. Panama does not sell citizenship outright. When people search for “buy Panama citizenship,” they’re usually referring to the residency-by-investment programs that lead to naturalization after five years of permanent residency.

Ready to Secure Your Future?

Whether you’re planning for freedom, opportunity, or a second passport, Panama investment citizenship is a legal, structured path that works Let Agroup Consulting guide your journey from your first investment to your final passport.